body {
	background-image: url(../images/cnt_bckgrnd.jpg);
	background-position: 0px 145px;
	background-repeat: no-repeat;
}
img {
	display: block;
}
#hd_lt_panel {
	position: absolute;
	top: 0px;
	left: 0px;
}
#hd_rt_panel {
	position: absolute;
	top: 0px;
	left: 440px;
}
#hd_ct_panel {
	position: absolute;
	top: 112px;
	left: 0px;
}
#lt_col {
	position: absolute;
	top: 145px;
	left: 0px;
	width: 140px;
	height: 500px;
}
#lt_col div {
	margin-top: 5px;
	margin-bottom: 8px;
	font-family: Verdana;
	font-weight: bold;
	font-size: 8pt;
}
#lt_col a {
	color: black;
	text-decoration: none;
}
#lt_col a:hover {
	color: #96230C;
	background-color: turquoise;
}
#lt_col a:active {
	color: #96230C;
}
#cnt_col {
	position: absolute;
	top: 145px;
	left: 150px;
	width: 600px;
	/*height: 400px;*/
}
#cnt_col p {
	margin-top: 6pt;
	margin-bottom: 6pt;
	margin-left: 10px;
	font-family: Verdana;
	font-size: 8pt;
}
#ft {
	position: absolute;
	width: 780px;
	height: 124px;
	visibility: hidden;
	background-image: url(../images/foot_bottom_w.jpg);
	/*background-position: inherit;*/
	background-repeat: no-repeat;
	font-family: Verdana;
	font-size: 7.5pt;
	color: #1F4C8E;
}
#ft a {
	color: #1F4C8E;
	text-decoration: none;
}
#ft a:hover {
	text-decoration: underline;
}
h1 {
	margin-top: 5px;
	margin-bottom: 0px;
	font-family: Georgia;
	font-size: 12pt;
	font-weight: bold;
}
td {
	margin-top: 5px;
	margin-bottom: 5px;
	margin-left: 10px;
	font-family: Verdana;
	font-size: 8pt;
}
p {
	margin-top: 6pt;
	margin-bottom: 6pt;
	margin-left: 10px;
	font-family: Verdana;
	font-size: 8pt;
}	
li {
	margin-top: 0px;
	margin-bottom: 0px;
	margin-left: 80px;
	font-family: Verdana;
	font-size: 8pt;
}
ul {
	margin-top: 0px;
	margin-bottom: 0px;
	font-family: Verdana;
	font-size: 8pt;
}